PERIOD AND PLAN OF TOUR.
dustriale e Commerciale, the Banca Romana, the Banca di Napoli,
and the Banca di Sicilia), to which the right of issuing paper money
is restricted. The traveller should be on his guard against the
forged imitations of these notes which are occasionally met with.
Exchange. English circular notes, as well as gold and silver,
are worth considerably more than Italian banknotes of nominally the
same value. Of late years the gain on the exchange has averaged
10-15 per cent (a napoleon, for example, realising 22-23 fr., and a
sovereign 271/2-<2S3/4 fr.J. If the traveller makes a payment in gold
he is entitled to decline receiving banknotes in exchange, unless the
difference in value be taken into account, but the full rate of ex¬
change is rarely given except by respectable money-changers ('cam-
biavaluta,~). As a rule, those money-changers are the most satis¬
factory who publicly exhibit a list of the current rates of exchange.
The traveller should always be provided with an abundant supply
of small notes (1, 2, and 5 fr.), as it is often difficult to change
those of large amount. When a railway fare has to be paid it is a
wise precaution to be provided with the exact sum beforehand, in
order that mistakes or imposition may be prevented. Besides the
small notes, 1-1V2 fr- i'1 copper should also be carried in a separate
pocket or pouch.
Best Money for the Tour. Before entering Italy the traveller
should obtain a moderate supply of French Oold in France or Ger¬
many. Sovereigns are received at nearly the full value (i. e. they
are reckoned at 26-28 fr. instead of 25 fr.) by the principal hotel-
keepers, but not in out-of-the-way places. Circular Notes, obtain¬
able at the principal English banks, form the proper medium for
the transport of large sums, and realise the most favourable ex¬
change. English and German banknotes also realise more than
their nominal value.
Money Orders payable in Italy, for sums not exceeding 101., are
now granted by the English Post Office at the following rates: not
exceeding ll., 9d.; bl., is. Qd. • ll., Is. 3d.; 10i., 3s. These are
paid in gold. The identity of the receiver must be guaranteed by
two well-known residents. The charge for money orders granted
in Italy and payable in England is 40c. per ll. sterling.
II. Season and Flan of Tour.
Season. The season selected for the tour miist of course depend
on the traveller himself, but the colder months are those usually
preferred. Most travellers bound for the South cross the Alps in
September and October, and arrive in Rome about the beginning of
November. Rome is the favourite winter-residence of strangers till
the Carnival, but most of them leave it in Lent for the gayer scenes
of Naples , and at Easter it is comparatively deserted , as the chief